We all love to utilize the Kulutusluotto 2500€ available to us. The case is similar when it comes to the use of credit card as well. But when it comes to the time of payment of the bill of the credit card, we are reluctant to do so. But this should not be done in order to avoid fines and other charges.
The first strategy that should be applied here to try and pay the complete bill in one go before the due date. If you cannot do that, then you should be trying to pay as much as you can before the due date.
If you only make the minimum payment each time, you will end up paying a lot of interest which you should try to avoid at any cost.
Another useful strategy in this situation would be to transfer the credit card balance from a high-interest credit card to the one that charges a low rate of interest which can save you from paying a higher rate of interest.
The third strategy to apply is that you should be setting a payment deadline for yourself so that you never miss a payment. You can get some software that will help to manage your finances properly.